buying?  refinancing?

At LoansDirect we offer very competitive rates, quick closings and great customer service for your financial needs.

You will find an array of services that will help you find the specific mortgage loan and financing solutions for your individual situation.

today's rates

You will discover that interest rates are constantly changing.  Rates, points and closing costs vary based on loan features, property type, current market conditions and/or other factors.  

The key factors used to determine an overall risk are: 

  • Loan Amount
  • FICO Score
  • Occupancy
  • Loan Purpose
  • Debt-To-Income Ratio
  • Property Type
  • Loan-To-Value/Combined Loan-To Value

Our lending philosophy emphasizes education so customers can make informed decisions. Your loan officer will provide you with options that are tailor-made to fit your specific needs.

LOANS & programs

In helping you find the right loan, we consider a wide variety of products, including:

  • Purchase Loans
  • 3% Down Payment Option
  • No Cost Refinancing
  • Debt Consolidation Loans
  • Cash Out Refinance Loans
  • FHA & VA Loans
  • Conventional & High Balance Loans
  • Jumbo Loans
  • HARP - No Equity
  • Hard Money Loans
  • Investor Lines of Credit